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Golden Charter

Pre Paid Funeral Plans

Pre-Paid Funeral Plans

In the current financial climate Prepaid Funeral Plans can make good economic sense, as it can safe guard against some of the rising funeral expenses for the future. It can also give the client peace of mind that their wishes are recorded and will be carried out, thus saving relatives the anxiety and expense at an emotional time.

However, the way that some of these Funeral Plans are being sold is something to be cautious about, because of the increase in awareness of funeral costs, funeral plans are big business and it seems everyone wants a share, using all sorts of methods to get a sale. It’s not just an advertisement in your local newspaper or magazine anymore, you can be approached in all sorts of ways; leaflet drops, making a will with your local solicitor, taking out insurance, in the local shopping centre and even being telephone cold called. The companies that use these methods are NOT funeral directors, they are businesses out to gain revenue by acting as middle men, taking your money and limited instructions and securing these instructions with an allied funeral director – often that funeral director may not be your preferred choice. In some cases the client is allowed to nominate a funeral director of their choosing, but the fee offered to this funeral director is usually at a much reduced rate than what you as the client will have paid for the plan. This makes it difficult for the nominated firm to accept the instructions without creating a financial loss. It is not uncommon for a client to pay one of these firms £3600.00 and for the funeral director to be offered £2400.00. This is fact and has actually happened to us.

If you are considering taking out a prepaid funeral plan the only way to guarantee your funeral plan and ultimately your funeral is carried out by Lilleywhite Funeral Service is to purchase the funeral plan directly from us. Otherwise you might pay more than you need too, may not have the funeral you wanted and may not be able to use the trusted and respected funeral director that has been a part of the community and served your family for generations.

Our Independent Way funeral plans are backed by Golden Charter one of the countries leading funeral planning companies, who are compliant with the Funeral Planning Authority and all the monies you pay are supported and guaranteed by a secure trust fund. A brochure for our plans is available to download below, but we understand that sometimes it is better to discuss things in person so that we can tailor a plan which is just right for you, so please call our office and make an appointment.


How planning your funeral brings complete peace of mind!

Comfort, reassurance, freedom from worry and stress - these are the benefits mentioned by almost everyone with a funeral plan from Lilleywhite Funeral Service in association with Golden Charter.

Consideration for others is the most frequent reason for purchasing a Golden Charter funeral plan. With Golden Charter you know that your loved ones will be spared some of the burden of bereavement. You’ll have specified every detail of the funeral in advance, selected the funeral director and made provision for the costs.



More than 350,000 people in Great Britain have planned their funerals, over 160,000 of them with Golden Charter, the UK's leading funeral plan provider. Many, through losing loved ones, have known the grief of bereavement - and the distress of selecting the funeral arrangements, as well as financial anxiety. Sometimes they worry about how their sons, daughters or even grandchildren will cope at the time of their own funeral.

And for many people, their funeral in advance has become a way of taking care of the future, like preparing a will for instance.


A Guarantee

Once you've paid for your Golden Charter plan, you can be sure that neither your loved ones nor your estate will be asked for a penny more for the services within the control of your funeral director - no matter how much these costs may rise in years to come.

Some costs are paid on your behalf by the funeral director but are not within his control. Known as disbursements, they include the fees of cemeteries, crematoria, doctors, clergy, newspaper notices and memorials. Only if the increase in these costs were to exceed the disbursements amount allowed for in the plan might there be a balance to pay at the time of need.


Financial Security

Your payment will go directly to the Golden Charter Trust, which will hold the money for your funeral on behalf of participating funeral directors. This is why your funeral director is able to provide a legally binding contract, guaranteeing that your selected arrangement will be carried out when required.

The Trust Fund is a legally separate entity from Golden Charter. In the unlikely event of something untoward affecting the company, the Fund would continue until every plan has been carried out.


Golden Charter and the Woodland Trust -  a unique partnership

Almost every Golden Charter plan holder we've spoken to thinks this is a beautiful way to be remembered. When you purchase a plan, a tree will be planted on your behalf by the Woodland Trust, Britain's largest woodland conservation charity. Over 150,000 trees such as oak, ash and beech have been planted through this exclusive arrangement.

You will receive a certificate to record the planting and, though it is not possible to specify the type of tree or its location, we will enclose information on the Woodland Trust. Your decision to choose Golden Charter will not only give you peace of mind but also bring pleasure to future generations.


What to do next?

If you would like to discuss funeral plans further or would like to arrange for a funeral director to visit you then email us your details or telephone 0161 773 2749 to arrange an appointment.

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  • We would like to thank you all for primarily your extraordinary kindness throughout our loss, for your support, professionalism, tenderness, the shared sorrow and acknowledgement of the enormity of our loss. For every kind word spoken, each and every gesture made, for fulfilling every request and for the respect and care shown to our beautiful boy. Words are inadequate to describe to you all how much it meant to us

    Steve, Olwyn Perkin & Family

  • There are some days in one's life when we want to get 'it' right, we may not even know quite what 'it' is and what is expected for folk to say 'it' was right. Simon, both you and those people with whom you work offered a balance of sincere support, professional competence, patience, dignity and time when i needed "it".

    C. Hawthorne

  • Thank you for looking after my mum, Your care and compassion at her funeral was a great comfort to us all as a family. Also a huge thank you to Rushelle for taking the time to chat and comfort me during a difficult time.

    P. Higgins & Family

  • We would like to say a Big Thank you. Your services and care made his farewell exactly how he and the family wanted it and you made it so much easier on us all. You have been amazing.

    The Lehane & Kelly family

  • To Stewart, Rushelle & Simon, Thank you very much for the wonderful service & kind support you have given us and for looking after Ernie!

    Jeanette, Betty, John & the Whitworth Family

  • Dear Stewart, Simon, Richard & Rushelle, we would like to thank you all most sincerely for your kindness and very professional services in the arrangements you made for our mother. From our very first contact we felt we were in very considerate and caring hands.

    Moira & Eddie Welch and family

  • To Stewart & colleagues Thank you so much for your help to us in arranging my mother's funeral. Everything down to the smallest details was perfect (except the weather) and so professional.

    Sheila & Alan Rishworth

  • Many thanks for your kindness in providing help and advice and for your arrangements of my sons funeral, you made it seem so easy at a very difficult time. May I extend my thanks to the Lilleywhite family and staff in providing a caring and dignified funeral when you want to make it perfect for your loved one.

    Christine Szabo, Barry Jones and family

  • Just a brief note to thank you all for the courteous, dignified and professional service you provided following the death of my mum.

    Andrew Nolan

  • We would like to thank you all for the excellent professional service you provided in arranging our mum (Brenda Fletcher's) funeral. Your certainly helped to fulfil her wish to be brought back home to Salford from Scotland when she passed away, making a difficult time for us run smoothly, Many thanks once again,

    Andrew Fletcher and Tracey Beaven

  • We are all very grateful to Stewart and colleagues for their help in making my father's funeral the simple and dignified occasion that my mother wanted.

    Nina Platts and Family

  • Just a quick note to thank you for organising everything and for suggesting Alex McGowan, we thought she did a tremendous job as did you all.

    Beverley & Hazel

  • Dear Simon, Just a quick note to say a massive thankyou to you and your team for all the help and support you gave us in planning Dads (Les Bamber) funeral. Dad was very specific about wanting you to do his funeral - and we, as a family, know why. The Care, Patience, and Concern we all experienced from you and your team made a difficult and sad time much more bearable.

    Cath and all the Bamber Family

  • To all at Lilleywhites, Thank you all very much for your kindness, courtesy and professionalism shown to us during my wife (Anne Mullen) funeral. It took a big weight off our shoulders we are very grateful, we will recommend you to everyone. God Bless

    John Mullen

  • Dear Stewart and Colleagues Thank you so much for all your help and advice and for all the hard work you did in arranging my Aunt's funeral in just two and a half days. The dignified and professional service you provided was simply extraordinary and took a lot of the stress out of a very emotional time. With Grateful Thanks.

    Jean Fildes & Arthur Burrows

  • Thank You for looking after my Mother Mrs Irene Roberts from a grateful Son

    David Court

  • Dear Stewart, Rushelle & all at Lilleywhites A very big thank you for the services you provided in taking care of my mum, Mrs Rosana Endut. I cannot express in words how caring, thoughtful and understanding you all are in what was such a hard time for me and my family. You brought warmth, consideration, sincerity and shown immense care to my mum Kindest Regards

    Anisah & Damion Murphy

  • To Simon & Staff, Thank you so much for all your help and support at this very difficult time in our lives. I am so glad that I chose Lilleywhite Funeral Service for my beloved husband James funeral. The care we received as James would say "Simply The Best" I thank you all especially Simon from the bottom of our hearts. Thank you so much

    Dorothy & Megan Colwell

  • I would like to thank Stewart and Team for the Caring and Compassionate way they cared for my late husband Neil. My family are Myself are truly grateful for the help and guidance we received. We couldn't of got through the day without your kindness. Also special thanks to the lovely Rushelle who looked after us and Connor whilst we visited the chapel of Rest. She was truly amazing.

    Helen Thompson & Family

  • Dear Stewart, Thank you for your excellent service for our dad Stephen Thomas Cullinan. He looked so peaceful and at rest. You have given us great comfort. Thank you very much.

    Donna Godfrey and Family

  • Rushelle and Stewart, Thank you so much for all your kind support. It was a great comfort to me as you were there at just the right time - as there were some difficult moments. you are both wonderful

    Janet Stow

  • Dear Richard, On behalf of myself, my mum Edna, and family, I would like to thank you for all your kindness shown to us during this sad time. You have been a consummate professional and we will be forever grateful

    Carole, Edna and Family

  • To Simon, Rushelle & Staff Thank you for your patience, understanding, kindness & thoughtfulness. I would not have got through this without everything you have done. On behalf of myself Gills children & family We all thank you

    Pat Payne

  • To Rushelle, You really are an Angel. Thank you so so much, for all your time, kindness and genuine care and thoughtfulness. You are a star


  • William (Bill) Haslam I would just like to thank Stewart and Simon, and all at Lilleywhites for your professional and personal services at Billy's funeral. The family cannot express enough how grateful we are for making Billy's final journey so dignified.

    Paul, Sheila and Maria

  • This is a belated note to express my sincere thanks for all you help and kindness for your services, following Jim's sad passing last September. The kindness and peace of mind that we all got from your staff was a real help during our time of grief and for that I would like to express my gratitude on behalf of all the family. Thank you once again and for a great service, it was greatly appreciated

    Mrs Kathleen Cottrell

  • I would like to say a big Thank you for all the hard wok, help and support you gave me and my family in preparing and conducting on the day of John's funeral. It was a wonderful day, which is just what John would of wanted

    Phyllis & Family

  • Dear Stewart, Thank you for the very kind & professional part you & your colleagues played at my mother's funeral. At all our meetings you were so caring & helpful at a very difficult time for us. The service booklet was lovely thank you for your care in preparing it. My family join me in thanking you for your attention to detail

    Angela Molyneaux

  • To Rushelle & Gary Words cannot express our thanks for the professional way you managed our dear mother's funeral. Special thanks to you Rushelle for the kindness shown to me when I needed to talk (you have a special gift) God bless you all

    Eileen Gill & Family

  • To Stewart and the team Thanks for all your help with Skyla's funeral, you was amazing. Cannot thank you enough x x x

    Katie & Sheldon

  • I cannot begin to describe the complex nature of the arrangements for my mum's funeral and the number of last minute changes we wanted and also for my father who passed away in Bournemouth while we were in Manchester. The entire team were absolutely first class, nothing was too much trouble, they were calm, obliging, pleasant and absolutely wonderful from beginning to end, don't go anywhere else

    Dawn Wright

  • Just a quick note, on behalf of all the family, to thank you and your staff for the very professional, kind and courteous service you have shown during the difficult times planning my fathers funeral. We all thought the planning you put into the day ensured the day went very smoothly helped us through a very challenging day. Please pass on our thanks to your team,

    Jane Mathers & Family

  • n 2009 Simon Lilleywhite helped our family prepare all the arrangements for our mother's funeral. It was a terribly sad time and Simon was ever so kind and supportive. This year we lost our dear brother Barry to cancer and naturally asked Lilleywhite Funeral Service to help us again. We were shocked to hear that Simon had passed away and our thoughts are with his family and colleagues. We were again so pleased with the Service that Lilleywhites provided for our brother's funeral and it was clear that the same levels of kindness, sympathy and patience that Simon had shown us were still paramount. Gary advised and managed our requirements in a confident yet relaxed and gentle way, helping us to deal with our loss and all the necessary arrangements in a thoughtful and timely manner. We would recommend Lilleywhites to others without hesitation

Contact Us

Lilleywhite Funeral Service

Kenyon House, 301 Bury Old Road

Prestwich, Manchester, M25 1JA

Tel: 0161 773 2749

+44 (0) 161 773 2749 (from overseas)

Fax: 0161 773 2882

+44 (0) 161 773 2882 (from overseas)

Funeral Services Manchester

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